Share Draft Checking

• Minimum opening deposit of $30
• Maintain a monthly balance of $300 or more and avoid the $6 monthly service fee
• Account earns a competitive rate
• Visa Debit Card and ATM card available on this account
• Overdraft protection up to $4,000 available with approved credit
• Online Bill Payer and e-statements available

New Beginnings Checking

• For members that have had problems managing a checking account in the past
• Minimum opening deposit of $30
• $10 monthly service fee
• Visa Debit Card and ATM card available
• OnLine Bill Payer and e-statements available
• Account reviewed at 6 months with option to open regular checking account

Teen Checking

• Share Draft Checking for member age 13 to 19
• Same features as Share Draft Checking – lower monthly balance of $50 to avoid $6 service fee
• Overdraft protection up to $600 available with approved credit
• Account requires signature of parent or guardian to open

Business Checking

• Share Draft Checking for DBA or commercial members
• Business Checking account has a $1,000 minimum monthly balance to avoid the $7.50 service fee
• Business Debit Card/ATM Card available on this account