It is easy to find the mortgage that is right for you at Tulsa Federal CU. We offer fixed and adjustable rate plans with terms from 15 to 30 years. We also make your mortgage affordable with no points and no origination fees on most programs.

First Time Home Buyer Program

    •    20 year fixed rate of 5.00% (rate subject to change without notice)
    •    Zero down payment / 100% of Purchase Price
    •    Maximum contract price of  $150,000.00
    •    Home constructed in subdivision only
    •    No PMI (Private Mortgage Insurance)
    •    Owner occupied as primary residence
    •    Payments must be made electronically and have an active checking account

Home Equity

Put the equity in your home to work with a 2nd mortgage.  We loan 100% of the assessed value or 90% of appraised value of the home minus the amount of the first mortgage. The market value is determined by using the gross assessed value as determined by the County Assessor. Maximum loan amount using this method is $75,000. Members will pay for title insurance, flood determination and filing fees. These rates can be reduced by 1/2% with a 10% secured deposit.

30 Yr Fixed Conv/FHA

Tulsa Federal CU is a FHA lender offering low down payments and competitive rates.  Please contact Christina Crosby at 918-610-0200 ext 5057 for information on the FHA program.

We are now offering more loan programs, through our business affiliations. With the 30 year fixed, investment properties loan we can now lend in all 50 states including Puerto Rico.